Questions to Ask If Navigating a Solo Retirement  Thumbnail

Questions to Ask If Navigating a Solo Retirement

Embarking on retirement alone, either by choice or due to unforeseen circumstances such as the loss of a partner or divorce, presents a unique set of challenges and considerations. With the rise in divorce rates among those aged 50 and older, and the reality that over a quarter of individuals over 60 live solo – a figure that climbs significantly for women as they age – preparing for a solo retirement is more relevant than ever.

Read More
A Business Case for Small Biz Retirement Plans Thumbnail

A Business Case for Small Biz Retirement Plans

In the competitive landscape of talent acquisition and retention, small business owners face a unique challenge – only one-third of them currently offer retirement plans to their employees. This statistic, revealed by Fidelity Investment's 2023 Small Business Retirement Index, not only highlights a missed opportunity for businesses but also underscores the potential for attracting top-tier candidates in a tight labor market.

Read More
A Business Owner’s Guide to Long-Term Care Planning Thumbnail

A Business Owner’s Guide to Long-Term Care Planning

Businesses generally are illiquid, which can create problems if a business owner requires care in a long-term care facility. LTC is ongoing care in a care facility, nursing home, or at home for those unable to perform a certain number of activities of daily living (ADL) without assistance. ADLs include eating, bathing, dressing, toileting, transferring in and out of bed, continence, or when physical, mental, or cognitive function is impaired or a doctor has ordered specific care.

Read More